Homeowners planning to build or purchase an ICF home may qualify for an Energy Efficient Mortgage (EEM), which allows borrowers to qualify for a larger mortgage as a result of the savings in energy expenses. This would give the owner the ability, for example, to invest more in an ICF home because of the lower monthly heating and cooling bills. For more information, read the U.S. Department of Housing & Urban Development's Energy Efficient Mortgage Program.

Eddie Burks

Fox Blocks

Builders can also earn incentives for building ICF homes. Under the Energy Policy Act of 2005, residential contractors can earn a federal tax credit of $2,000 for homes that reduce energy use for heating and cooling by 50%. For more details about eligibility, visit the Tax Incentives Assistance Project website.

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